Retirement Planning for Business Owners
Secure Your Future with a Custom Retirement Plan
At Modern Wealth, we help business owners create personalized retirement plans. We understand the small business owner’s unique needs and focus on securing their personal and business financial futures. Our approach emphasizes growth, wealth preservation, and risk reduction.
Maximize Business Contributions
As a business owner, you can maximize contributions to your retirement plan. We ensure you take full advantage of IRS contribution limits. Whether you need a small business retirement plan or a business owner retirement plan, we help you maximize your contributions while minimizing taxes.
We’ll also guide you on the best retirement plans for small business owners, whether you’re considering a Solo 401(k), SEP IRA, or another option. By optimizing both personal and employee contributions, you can maximize your savings.
Predict Your Retirement Future
Planning for retirement is critical. Our Monte Carlo simulation evaluates your retirement plan’s chances of success. With an 85% success rate target, we help ensure your retirement plan is stable.
We adjust for factors like retirement age, business transition, and savings goals. Our Retirement Confidence Analysis provides 1,000 possible outcomes so you can see the impact of different scenarios on your future.
Visualize Your Retirement Path
Our Retirement Savings Analysis shows how you’re progressing toward your retirement goals. It tracks annual savings, growth, and income saved over time, giving you a clear view of your retirement strategy.
We also provide a Retirement Plan Analysis to visualize expenses, income sources, and withdrawal rates. These insights help you stay on track with the best retirement plans for small business owners.
Maximize Your Social Security Benefits
Maximizing Social Security benefits is essential. Our tool helps you optimize your Social Security filing strategy by comparing over 700 options. We account for your self-employed status and the timing of your retirement to ensure the best results.
With visual insights and clear comparisons, we simplify the process and ensure you get the most from your benefits. Healthcare planning is key for business owners nearing retirement.
Our Medicare Planning platform helps you choose the best plan based on your health and financial situation. It makes understanding your Medicare options simple. We integrate this into your overall retirement plan for small business owners, ensuring you’re fully prepared.
Let's Chat
Join us for a complimentary 30-minute chat focused on your needs, goals, and vision. Enjoy a relaxed, no-pressure session to learn about our process and ask any questions. We’re here to listen, not to sell. Let’s discover what’s possible together!